UPHealthPlans

Whether you are recently uninsured, looking for a better plan, or it’s your first time purchasing health insurance, we will help you find a high quality, affordable plan. Our agents are industry professionals, and are educated and licensed in both Michigan & Wisconsin.​

Marketplace Health Insurance

​We are marketplace certified, and have served the Dickinson area since the ACA was first put in place. We have been given the Elite designation by the marketplace for enrolling over 100+ families last year, meaning our agents are experts in the field. It will not cost you anything to use an agent when enrolling on the marketplace, and self-enrolling can be extremely confusing. We say “friends don’t let friends self enroll.”

The Health Insurance Marketplace is a shopping and enrollment service for medical insurance. They offer lower monthly premiums, and savings on out-of-pocket costs based on household income. Our agents can help you see what kinds of savings you qualify for.

The Health Insurance Open Enrollment period is November 1st – December 15th, this is the period of time where you can select and enroll in a marketplace health insurance plan for the following year. There is now a Special Enrollment Period opening due to COVID, from February 15th – August 15th, 2021.

​We also have solutions if you need health insurance, and you are outside of the open enrollment period. To meet with one of our agents, please schedule an appointment by clicking here.

Off-Marketplace Health Insurance

For those that don’t qualify for Marketplace savings, we offer Off-Marketplace health insurance plans. We are contracted directly with companies like Blue Cross, Aspirus Arise, Common Ground Healthcare Cooperative, Molina, United Healthcare, and more. We will help you compare plans based on coverage and price, and assist you in the enrollment process.​

Short Term Health Insurance

If you are currently uninsured, you are eligible to sign up for a short term health insurance plan with coverage as early as midnight tonight. Short term plans are a very affordable option, but have many coverage limitations. They are a great option for those in between regular health insurance coverages, but are not a long term solution. Contact us today to see how affordable and easy signing up for Short Term health insurance can be. Call 906-774-8500, email todd@up-ins.com, or schedule an appointment by clicking here.

Medicare Advantage and Supplement Plans

We help Michigan and Wisconsin residents with understanding Original Medicare parts A & B, Medicare Supplement Plans, and Medicare Advantage plans. Whether you are new to medicare, just turning 65, planning to retire, or already enrolled, we can help you find the right coverage for your specific situation. More Information can be found on our Medicare Page by clicking here.

Group Health Insurance

Your business thrives because of the right employees, and your employees thrive when they are taken care of by their employer. We can help you take care of your employees by offering quality, affordable group health insurance. Contact us today to speak with an agent and learn more.
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Individual Dental and Vision Insurance

Spirit Dental & Vision is our preferred insurance company for individual dental with add on vision plans. If you would like to run a quote please click here.