Michigan Auto Insurance Reform

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​Michigan No-Fault Auto Reform
​What does Mini-Tort mean?
(906) 774-8500
100 S. Carpenter Ave.
Kingsford, MI 49802​
Click Here to Email Us
Michigan is a No-fault State, which means that every consumer is responsible for damages to their own vehicles.
However, the so called Mini-Tort law is an exception the rule and not many people know about it. This is because you can go after the other party for up to $1,000 until July 2nd and up to $3,000 after July 2nd 2020, if the following applies:
  1. Both vehicles were moving, when the accident occurs
  2. The other party must be at fault
  3. You can only get the money, if your vehicle was insured with liability only or regular/limited collision
You will also have to provide an estimate of the damages and a police report, showing that the other party was at fault.
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If you are in a situation like that, please contact us by clicking on the link below or by calling us at
​906-774-8500. Contact an agent today.