Contact Us: ​(906) 774-8500
UPPER PENINSULA INSURANCE AGENCY
  • Home
  • Quotes
    • Home
    • Auto
    • Health
    • Medicare
    • Life
    • Business
    • Other
  • Service
    • Report a Claim
    • Make a Payment
    • Request Policy Changes
    • Proof of Insurance
  • Insurance
    • Property >
      • Home Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Vehicles >
      • Auto Insurance
      • Auto Insurance Reform >
        • FAQ
        • MCCA & MACP Fees
        • What is Mini-Tort
      • Boat Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Health
    • Dental
    • Medicare
    • Life
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Other >
      • Event Insurance
      • Travel Insurance
      • Umbrella Insurance
      • Wedding Insurance
    • Specialty Insurance
  • About
    • Our Team
    • Locations
    • Refer a Friend
    • Insurance Carriers
    • Dickinson Area Chamber of Commerce
    • Agency Photo Gallery
    • News
  • Contact
    • Contact Us
    • Schedule an Appointment
  • UPHealthPlans
  • 906 Health Brokers
  • Home
  • Quotes
    • Home
    • Auto
    • Health
    • Medicare
    • Life
    • Business
    • Other
  • Service
    • Report a Claim
    • Make a Payment
    • Request Policy Changes
    • Proof of Insurance
  • Insurance
    • Property >
      • Home Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Vehicles >
      • Auto Insurance
      • Auto Insurance Reform >
        • FAQ
        • MCCA & MACP Fees
        • What is Mini-Tort
      • Boat Insurance
      • ATV Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Health
    • Dental
    • Medicare
    • Life
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Insurance Bonds
      • Workers Compensation
    • Other >
      • Event Insurance
      • Travel Insurance
      • Umbrella Insurance
      • Wedding Insurance
    • Specialty Insurance
  • About
    • Our Team
    • Locations
    • Refer a Friend
    • Insurance Carriers
    • Dickinson Area Chamber of Commerce
    • Agency Photo Gallery
    • News
  • Contact
    • Contact Us
    • Schedule an Appointment
  • UPHealthPlans
  • 906 Health Brokers


Michigan Auto Insurance Reform

We are your auto reform specialists. You don't have to wait for your auto insurance policy to renew to start saving money.
​Let us help you today!

get a quote



​
​Michigan No-Fault Auto Reform
​What does Mini-Tort mean?

(906) 774-8500
100 S. Carpenter Ave.
Kingsford, MI 49802​
Click Here to Email Us
Contact Us
Michigan is a No-fault State, which means that every consumer is responsible for damages to their own vehicles.
However, the so called Mini-Tort law is an exception the rule and not many people know about it. This is because you can go after the other party for up to $1,000 until July 2nd and up to $3,000 after July 2nd 2020, if the following applies:
  1. Both vehicles were moving, when the accident occurs
  2. The other party must be at fault
  3. You can only get the money, if your vehicle was insured with liability only or regular/limited collision
You will also have to provide an estimate of the damages and a police report, showing that the other party was at fault.
​
If you are in a situation like that, please contact us by clicking on the link below or by calling us at
​906-774-8500. Contact an agent today.
get a quote

Navigation

​Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us

Contact Us

Ph: (906) 774-8500
Email: service@up-ins.com
Fax: (877) 904-4754

Connect With Us

Locations

Kingsford
100 S. Carpenter Ave.
Kingsford, MI 49802

Gladstone
508 Stearns Ave. 
Gladstone, MI 49837